Legal
Privacy Policy
Last updated: July 11, 2026
American Winter Live respects your privacy. This policy describes how we collect, use, and protect information when you visit our website, contact us, or request mortgage information.
Information we collect
We may collect information you voluntarily provide, including your name, email address, phone number, property details, and loan scenario information submitted through contact or mortgage inquiry forms. We may also collect limited technical information such as browser type, device type, and general usage data to operate and improve the site.
How we use information
Information is used to respond to inquiries, provide educational content, communicate about media or mortgage-related requests, and maintain the security and performance of the website. Mortgage inquiries may be reviewed by Kimmer O'Reilly, NMLS #2398363, through NEXA Lending.
Sharing
We do not sell personal information. Information may be shared with service providers who help operate the website or with licensed mortgage professionals as needed to respond to a loan inquiry, subject to applicable law.
Contact
Questions about this policy may be sent to hello@americanwinterlive.com or koreilly@nexalending.com.